Development Finance

We assist both Large & Small Ground up Developers to deliver the necessary capital raise they require, whether it’s for the acquisition of land/property or solely to build out the scheme.

We cover a wide geographical area, currently:
UK, Eire, Western Europe & US

Our Company

Development Finance is never straight forward and often has a number of issues to overcome, such as:

– A Lack of ‘Cash’ Deposit

While it’s possible to get offered a certain level of Senior Debt, Loan to Value (LTV) typically around 65%, this may not be sufficient
to enable some Developers to progress.

In these situations, Mezzanine Finance can top this up but may still leave a smaller shortfall. 

To bridge that gap further, we engage Private Lenders who are made up of Institutions, Wealth Funds, Family Offices and HNWIs. 
Their participation is on a Profit Share Basis.

We also offer Corporate Advice to FD and more established Developers where their liquidity is reduced.

The reason for this is that there are a number of projects being constructed simultaneously but they still wish to pursue other ventures. 
Here, we can offer a variety of JV Funding solutions.

– A Lack of Experience

Mainstream lenders often want to see a good CV and a record of completed projects.

We’re often approached by Contractors that have experience in Construction but wish to take the next step by becoming Developers themselves, but cannot point to projects that were completed under their own name.

‘Starter’ Developers without a proven track record can overcome lack of experience by employing Contractors that have.

– Status of Planning

Lending issues that occur here are normally surrounding timing. Some Developers prefer a ‘without planning’ strategy in order to gain from the uplift when it’s granted. However, most Lenders prefer to wait until planning is granted. We have a few initiatives that can assist to reduce the risk involved in these circumstances.

For Answers to your Questions see below on our FAQs

Difficulty in getting higher LTV loan offers?

We know how difficult it can be for Developers to obtain the maximum funding needed to secure a site or property. So we have designed various products in order to assist both ‘Starters’ and Small Developers.

Want to take on more projects?

One of the main challenges for Developers is being able to take on more projects during the course of the year to increase their overall profit. We have products that will assist in gaining that momentum.

Looking to get funding for those larger deals?

We have a number of loan products that will be attractive to larger Developers where there is a bigger Capital Raise requirement, both here in the UK, Western Europe and US.

Are you looking for Funding in Europe / Overseas?

There comes a point when UK Developers look further afield to consider International Joint Ventures, when capital may be required outside of the UK. We have various funds that will facilitate: European Debt Funding, Forward Funding, Hotel & Hospitality, Office add-on, High-end Resi & SME funding. We also partner with a European Investment Fund that covers a wide variety of sectors and European Fund and Sovereign Funds that will offer larger scale Development Finance.

Initiatives to assist Developers?

Developers can often have issues with: Granting of Planning Permission, Secring sales/ Exit Strategy, etc.
but our initiatives can overcome these, that include:

• Working Capital • Logistics • Land Promotion • Hospitality & Hotels Fund • Below Market Value (BMV)
• Residential Investment Fund • Across-sector funding • Across Continent Investment

Book a free consultation now!

Our services

We offer a wide cross section of Development opportunities, including property development finance. These cover many sectors which we have split in sections as follows. This covers all of the UK, North and Western Europe and the US.

We offer a wide cross section of Development opportunities which cover many sectors which we have split in sections as follows.
This covers all of the UK, North and Western Europe and the US.

Residential Development

Residential property schemes can be very profitable but can also be very risky, so it’s crucial that an

Build to Rent (PRS)

Build to Rent (BtR) or Private Rented Sector (PRS) have recently become a hot topic as uncertainty…

Social / Affordable Housing

Projects relating to: Affordable Housing, Social Rent or Shared Ownership…

Care Homes / Nursery Homes

For the Operator or Investor, the following funding is possible: Senior…

Retirement Living

We have seen a huge increase in interest in this ever-growing market, especially where Care facilities…

Hotel Development

Funding is available in the following circumstances: New Build out of the ground, Refurbishment…

Student Accommodation

When it comes to Student Accommodation opportunities, one of the key considerations is timing…

Office / Commercial Repositioning

Residential property values have risen sharply over the past few…

Logistics / Warehousing

Due to the rise in Online Marketing & Sales Growth, this sector has become much higher profile…

Book a free consultation now!

In order to access development projects, please kindly contact us, so that we can send the appropriate forms:
1. A general Overview – Location, Site info/plans, PP status
2. A full Appraisal – to substantiate financials:
eg: GDV, Build Costs, Works Schedule, Timeline, Other Expenses, etc.

It would be helpful to submit the following:
• A CV / past experience of recently completed projects that are similar in size/capital required.
• Planning Permission (where applicable).
• The amount of cash input that is available that can be contributed (by Developer/Borrower).

FAQ - FREQUENTLY ASKED QUESTIONS:

Not necessarily but it helps.

No, 100% funding can be arranged on a profit share basis.

We have a number of loan products that will be attractive to larger Developers where there is a bigger Capital Raise requirement, both here in the UK, Western Europe and US.

The cost of the money depends on experience and capital introduced.

The range of interest costs are 3.5% to 12%.

With a ‘typical’ band width varying from 6-9% depending on the project and experience.

Not usually.

However, if you have security but no capital, the additional security can be taken to provide 100% funding with no profit share.

Usually 24 months is the maximum.

We do have equity investors that will input capital for a share of the profits.

Most lenders prefer to have a contractor appointed.

Yes and most importantly, it should show a completed project that is similar in size to the one that you are looking to finance now.

Please refer to our Product Guide and Funding Matrix.

Yes and most importantly, it should show a completed project that is similar in size to the one that you are looking to finance now.

Usually 10% of project costs. Please refer to our Product Guide and Funding Matrix.

Yes and most importantly, it should show a completed project that is similar in size to the one that you are looking to finance now.

Approaching the land owner/vendor and negotiating a Deferred Purchase Agreement. Alternatively working with the landowner or an investor on a Joint Venture basis.

20% of the GDV.

Before the NET profit is calculated.

It is the percentage rate of return on an investor’s money that is invested into a JV project. 

It’s the profit share divided by the term, which is divided by the level of investment, which is multiplied by 12, which is multiplied by 100.

CONTACT US
In the first instance, we would be most pleased to receive an Overview & Appraisal
of your project.
(These can be downloaded)

We can then review these and arrange a call to consider options we can provide.

OUR SERVICES
We provide a full range of services in order to facilitate an appropriate solution for you.

– Whether it’s: Senior Debt, Mezzanine or Equity.

CONTACT US NOW