Commercial to Semi-Commercial Conversion in Manchester
Our client identified a prime, fully commercial property in a thriving Manchester location.
The Challenge:
The client required immediate funding for both the purchase and the subsequent development works.
Speed was paramount to avoid losing the deal, and the funding structure needed to be flexible enough to accommodate the asset’s new use and finance the entire build.
Our Solution:
We leveraged its expertise to quickly identify a specialist lender who not only understood the client’s urgent timeline but also appreciated the strong potential of the semi-commercial conversion. We structured a bespoke bridging and development loan that:
Released Acquisition Funds swiftly:
Funds for the purchase were released swiftly, enabling the client to complete well within the critical deadline.
Achieved 100% Development Finance:
We secured a facility that covered 100% of the development costs, significantly de-risking the project for the client.
Recognised Future Value:
The overall facility was structured to account for the uplift in value post-planning approval, providing strong Loan-to-Value terms based on the property’s enhanced potential.
Supported Conversion Plans:
The funding was flexible enough to align seamlessly with the client’s strategy for developing the residential units above the commercial space.
The Outcome:
Our structured approach enabled the client to complete the acquisition and secure full development funding. With planning in place and finance agreed, the project is now positioned to deliver strong
rental income and capital growth across both commercial and residential elements.
This case demonstrates our capability to deliver the Speed, Flexibility & Financial Structuring required
to execute complex property transactions in highly competitive markets.
We specialise in delivering rapid and flexible finance solutions for complex property deals, especially when time is of the essence or when a property’s true potential needs to be unlocked
We’re excited to share a recent case study that demonstrates our capability to secure funding swiftly for semi-commercial conversions, helping clients capitalise on high-value opportunities.
If you’re seeking rapid Acquisition or Development Funding with a deadline for:
Commercial, Semi-Commercial, or Residential Projects, our team is ready to support
your net opportunity to enable you to unlock value and complete your deals efficiently.